Rates and Insurance for Therapy with Margaret Howard

Rates

  • $160 per 45-6o minutes (this is the standard session length)
  • EMDR sessions are scheduled for 75 minutes at $200 ​
  • 24 hour cancellation policy (full charge if appointment is cancelled less than 24 hours before appointment, or missed; insurance does not pay for missed appointments therefore payment is the responsibility of the patient).​
Sliding Scale $80+,based on income, dependent on availability.
​

Insurance


Illinois:
In Network with:
  • Blue Cross Blue Shield of Illinois (this does not include BCBS administered Medicaid plans, or any Medicaid -- I'm sorry)
  • United Health Care
  • Medicare​​

    Not all plans are covered for every provider. Please call to check with your plan directly to see if I'm in network, and if they are paying for Telehealth.

    I do not bill out of network at this time.

    In Illinois cost sharing is waived for many plans right now due to the pandemic, both copays and deductibles. This means that many people don't even have a copay. But it varies, so also ask your plan about this.
If you are experiencing an emergency or mental health crisis please go to the nearest emergency room or call an ambulance at 911. If you are not in immediate danger but need support please call the BHR Crisis Line (24/7) at 314-469-6644, 800-811-4760, TTY: 314-469-3638, or the National Suicide Prevention Hotline (24/7) at 800-273-8255, or visit them at 
​http://www.suicidepreventionlifeline.org/ to initiate a chat.