Rates and Insurance for Therapy with Margaret Howard, LCSW

All sessions are online via secure, HIPAA-compliant video ("Telehealth"). Please check with your insurance about their policy for paying for Telehealth. While Illinois has passed a law making Telehealth accessible to everyone, permanently, there are loopholes for some policies, so it's necessary to check. Thank you!

Rates

  • $160 self-pay for standard session (53 minutes)
  • EMDR sessions are scheduled for 75 minutes at $200 ​
  • Income-based Community Resource Pricing is available when such a slot is open, with preference given to Black, Indigenous, Asian, and other communities of color and LGBTQ+ folks. All of these slots are full at present.
  • We ALWAYS start with meeting once a week.
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Insurance

While we will check benefits for you, it's helpful to call your insurance first to ask if Margaret is in your network. Be sure to specify it will be Telehealth (secure video).

In Network with:
  • Blue Cross Blue Shield (this does not include BCBS administered Medicaid plans, nor any Medicaid)
  • United Health Care
  • ​Oscar Health
  • ​Aetna
  • Medicare​​ (traditional Medicare, NOT any of the supplemental, commercial plans)

I do not bill out of network at this time.

​If you are experiencing an emergency or mental health crisis please go to the nearest emergency room or call an ambulance at 911. If you are not in immediate danger but need support please call the BHR Crisis Line (24/7) at 314-469-6644, 800-811-4760, TTY: 314-469-3638, or the National Suicide Prevention Hotline (24/7) at 800-273-8255, or visit them at 
​http://www.suicidepreventionlifeline.org/ to initiate a chat.